Our partners have helped clients remove 1,000,000+ late payments from their credit reports. One single recent late payment can reduce a credit score by 15 to 40 points.

Misleading and inaccurate collections accounts unfairly lower thousands of people's credit scores. Collection accounts are among the most common errors on credit reports.

Charge offs typically reside on your credit report for 7 years. Inaccurate charge offs can be removed, but even legitimate charge offs can be minimized or removed by communicating with creditors and credit bureaus.

Often times, liens that have been paid off can still reside incorrectly on your credit report. By filing the proper IRS form, proof of the lien payoff can be used to dispute the lien with the credit bureaus.

You might be surprised to know that bankruptcies can show up on your credit report even if you have never filed bankruptcy. Often times it is due to a simple clerical error, but whether by mistake or not, bankruptcies have a devastating impact on credit scores and borrowing ability.

Debt happens. People get behind, and sometimes a repossession is unavoidable. Sometimes after a repossession you can work out a deal with the creditor to repay the difference between what you owed and the amount they resold the repossessed item for. In this circumstance, many lenders will agree to remove the repossession from your credit report.

If you have a foreclosure on your credit report, the best thing you can do for your credit is to address any other negative items that stand out. Focusing on removing other negative information can minimize the impact of a foreclosure on your credit report.

Judgments are listed inaccurately on credit reports from time to time. If a judgment is incorrectly listed on your credit report, it is advisable to dispute the item with the credit bureaus. Expert help is extremely beneficial in this pursuit.

Any credit report error can be disputed. Disputing credit report errors can raise your credit score rapidly. Our partners will aggressively dispute any error on your credit report. The credit bureau dispute process is confusing and cumbersome, but our experts take the pain out of it by disputing errors on your behalf. If you want to dispute an error or multiple errors on your credit report, let the experts take care of it for you. They will explain to you how they dispute your credit report errors and give you an idea of what timeframe you can expect credit report errors to be removed in. Average clients see 24% of their disputed errors removed within 120 days. When you successfully dispute a credit report error, the reward can be a big jump in your credit score.